Pay on Your Terms with Affirm

Make flexible payments at as low as 0% APR with Affirm.

Flexible Payment Options

Instant Decision

Apply easily and get approved in minutes.

Automatic Withdrawals

Set up automatic monthly payments with your bank account.

Interest Free

Easy payments at as low as 0% APR over 6 months.

Frequently Asked Questions

Find answers to the most commonly asked questions about Affirm financing.

How do I use Affirm?

Add items to your Cart as usual, and select Affirm as your payment method in Checkout.
Complete Affirm’s easy online application and get an instant decision.
Make 6 monthly payments to Affirm while you fall in love with your new mattress.

How do I make monthly payments?

Affirm will help you set up convenient, pre-authorized payments via your bank account.

How much can I spend using Affirm?

Affirm payment plans are available for orders over $200.

Can I pay over 12 months instead of 6 months?

We only offer a 6 month interest-free payment plan through Affirm.

Who can apply for a Affirm payment plan?

Affirm payment plans are available to Canadian residents or citizens above the age of majority: 18 years of age in AB, MB, ON, PEI, QC, and SK, or 19 years of age in BC, NB, NL, NWT, NS, NU, and YT

Can I prepay my outstanding Affirm balance?

Yes, all Affirm payment plans can be prepaid at any time without penalty.

What happens if I miss a payment?

If you miss a payment, Affirm will automatically reschedule the payment to be debited a few days later. Additional charges for late and missed payments may apply. Please contact Affirm directly if you need to discuss your payment plan or the timing of your payments.

My Affirm transaction failed. What went wrong?

Unfortunately, Affirm is not able to provide payment plans to every applicant. This could be due to the information on your credit file, or because Affirm was not able to verify your identity or payment method. For further information, please contact Affirm.

How do I access my Affirm account?

After you have completed a transaction with Affirm, you can access your account here. If you have any questions or trouble logging in, please contact Affirm.

What effect does returning my mattress within the sleep trial have on an order financed through Affirm?

Purchases made using Affirm are subject to the GoodMorning.com sleep trial and return policy. Any returns will be processed by GoodMorning.com, and your Affirm loan balance will be reduced or cancelled accordingly. If you have already made monthly payments, those will be refunded to you by Affirm.

Can I get Affirm financing for promotional offers or sale items?

Yes. Affirm financing can be used for promotional offers.

The Fineprint

To qualify for financing, the minimum purchase value of the cart must be $200 before taxes and fees. Payment options through Affirm Canada Holdings Ltd. (“Affirm”). Your rate will be up to 0–31.99% APR (where available and subject to provincial regulatory limitations). APR offered is based on creditworthiness and subject to an eligibility check. Not all customers will be eligible for 0% APR. Payment options depend on your purchase amount, may vary by merchant, and may not be available in all provinces/territories. Payment option terms will be shown at checkout. A down payment (or a payment due today) may be required. Affirm accepts debit cards and PAD as forms of repayment. Select payment options may be eligible for repayment in the form of credit cards. Please review the terms and conditions of your credit card when using it as a form of repayment. Sample payment option may be: a $900 purchase split into 6 interest-free monthly payments of $150. Financing offers may vary from time to time and may be amended or cancelled at any time. See https://helpcenter.affirm.ca for more information.